JAKARTA - The credit disbursement of PT Bank OCBC NISP Tbk (NISP) decreased to IDR 114.89 trillion in 2020, compared to the same period in 2019 of IDR 119.04 trillion. This was conveyed by Parwati Surjaudaja, President Director of NISP, in the 2020 Financial Statements, quoted on Thursday (11/2).
From the total credit, the largest portion of loans was given to third parties as much as IDR 114.15 trillion, fell from the previous period of IDR 118.01 trillion. Meanwhile, credit for related parties amounted to IDR 390.72 billion, fell from IDR 635.75 billion. Loans for working capital amounted to IDR 50.10 trillion, the largest portion of credit compared to other segments, such as investment, consumption and employee loans.
Based on collectibility, non-performing loans were recorded at IDR 1.04 trillion, fell from the previous period of IDR 1.67 trillion. Doubtful loans amounting to IDR 150.25 billion, fell from IDR 300.39 billion; substandard loans IDR 1 trillion, increased from IDR 57.14 billion; loans in special mention IDR 5.78 trillion, increased from IDR 5.04 trillion; and current credit of IDR 106.55 trillion, fell from IDR 111.56 trillion.
For the 2020 period, NISP collected third party funds of IDR 159.03 trillion, with the largest composition dominated by deposits of IDR 91.93 trillion, while current accounts and savings accounts were IDR 36.77 trillion and IDR 30.32 trillion respectively. (LK/VA)