JAKARTA – PT Bank BTPN Syariah Tbk (BTPS) recorded positive performance growth in Q1 2025, driven by its continuous efforts to maintain financing quality while promoting customer discipline and cohesion.

According to BTPS's press release on Friday (25 April), the bank reported a net profit of IDR311 billion, an 18% year-on-year (YoY) increase, with total financing disbursement reaching IDR10.3 trillion.

BTPS Director, Fachmy Achmad, stated that strong financing quality is one of the key factors behind the bank’s positive performance. “The bank continues to maintain financing quality by fostering customer discipline and cohesion, accompanied by mentoring programmes. We hope these efforts will continue to benefit inclusive communities, enabling them to achieve a better quality of life,” Fachmy remarked.

Additionally, Bank BTPN Syariah remains committed to supporting inclusive communities by implementing four key behavioural principles known as BDKS: Bravery in Business, Discipline, Hard Work, and Mutual Assistance.

From a financial standpoint, BTPS recorded a Return on Assets (RoA) of 7.4% and a Capital Adequacy Ratio (CAR) of 53.5%, significantly above the industry average. These achievements reflect the bank’s financial strength and competitiveness in facing economic challenges.

To encourage disciplined and cohesive community centres, BTPS provides various incentives to motivate customers in maintaining financing quality. Furthermore, the bank offers structured and targeted mentoring programmes, which serve as an added value to assist customers in their business ventures. These mentoring efforts are adapted to the evolving characteristics of inclusive communities. (DK/LM)